About North Scottsdale Loan & Gold
North Scottsdale Loan & Gold will always give you the most cash for your gold, silver, diamonds, estate jewelry and other valuable items. Whether you are trying to sell or need a short-term loan, we can have you on your way with cash in hand in minutes. Hassle free and, no credit check and cash in minutes, pawning or selling your items couldn't be easier. We also have many items for sale in our showroom such as jewelry, fine watches, Rolex, guitars, computers, iPods, and more.
When you need cash, we can either:
- Buy your item outright and give you cash fast.
- Loan you money using your valuable item as collateral and give you cash fast. GET YOUR ITEM BACK WITHOUT HAVING TO SELL IT!
With over 30 years of experience in the gold and diamond trade, you can feel confident that you will get the most money for your valuables, should you choose to sell or receive a cash loan for your gold, jewelry, diamonds, Rolex (and other watches), high end electronics, musical instruments, coins, computers, more. We also provide auto title loans on cars, motorcycles, boats, ATVs, RVs, and jet-skis.
We recommend using our loan services if your financial needs are temporary. Here is a breakdown of how they work:
- The loan is written, by law, for 3 months. If at any time during the 3 month loan duration you are able to repay the amount borrowed EARLY, it is possible. Just come in, pay off the loan plus the interest and walk off with your item.
- If, at the end of the 3 months, you are unable to repay the loan amount in full, BUT you can pay only the interest, we will (by law) rewrite the loan for an addition 3 months. This can be repeated every 3 months for as long as you like. Hold onto your cash loan as long as you need, we will work out a payment plan, according to state lending guidelines, to suit your loan needs.
- If you are unable, after 3 months, to pay neither the loan amount, nor the interest, the item will default and you will lose ownership. You will not be obliged to pay any additional monies nor will your credit be affected.